There are many options when it comes to Playground Surfaces. The surface you choose can affect accessibility, maintenance and safety. Some surfaces have a low initial cost but require more upkeep, while others are more expensive but don’t need as much maintenance over time. Some surfaces are more accessible than others, and it’s important to plan your playground surfacing accordingly.

One of the most common playground surface materials is loose-fill surfacing, such as sand, wood chips or rubber mulch. These loose materials offer good shock absorption and can help keep the area dry. However, they can also become displaced during frequent use, especially in high-use areas like beneath swings or at the base of slides. This can lead to unsafe or inaccessible surfaces and increase maintenance costs. A solution for this is to install wear mats, which are available in a variety of sizes and can reduce the amount of loose-fill that is kicked away.

Exploring the Pros and Cons of Natural Grass Play Areas

Another option is unitary surfaces, such as poured or synthetic turf. These are popular because they are slip resistant and provide easy ADA access for wheelchairs. They also have a lower initial cost than loose-fill surfacing and don’t need to be raked as frequently.

Another option is a rubber surface, such as poured or textured EPDM. This is an excellent choice because it’s non-toxic, has excellent shock absorption and can be bonded to a sub-base for stability. These are often installed with a rubber tile system, such as Secure Lock interlocking tiles, which helps to reduce lateral shift of the material.

The best life insurance provider is a company that offers affordable term or whole life coverage, provides a straightforward application process, pays claims quickly and has high ratings from third-party organizations. It’s also a good idea to consider whether the insurer is financially stable, since you may not receive your policy’s payout for decades.

State Farm:

In our 2022 and 2023 best over 60 life insurance best life insurance study, State Farm earned the highest customer satisfaction rating among life insurers based on its comprehensive term and universal life policies, affordable premium rates and generous guaranteed-issue coverage for people with one or two mild and well-controlled medical conditions. It also boasts an A++ (Superior) financial strength rating from AM Best and an outstanding record of paying out death benefits.

Securing Your Legacy: A Guide to Over 60s Life Insurance for Financial Peace

Banner Life is a popular choice among life insurance shoppers thanks to its competitive rates for people with mild and well-controlled health issues. Its no-medical exam life insurance policies are available for many health classifications and can even be purchased with tobacco use. The company is a mutual insurer and pays dividends to its policyholders, which could help you earn a return on a portion of your premium.

Northwestern Mutual:

Northwestern Mutual earned a spot on our list for its robust digital offerings, streamlined online portal and local insurance agents. However, it doesn’t offer term quotes on its website and requires you to speak with an agent to get a quote for a permanent life insurance policy. Still, it ranked near the top of J.D. Power’s customer satisfaction survey, has an A++ (Superior) rating from AM Best and is one of the largest life insurers in the U.S.

Tennis Court Construction is a racket sport played on a court that requires a lot of skill, stamina and concentration. However, a quality tennis court must also be built on an adequate foundation to withstand a high level of play and prevent structural damage to the facility. Therefore, proper planning prior to project execution is a vital first step.

When designing a new tennis facility or making significant changes to an existing one, it is important to choose the right contractor to perform the work. Referrals from colleagues who have worked with the same contractor can provide a valuable source of information. When choosing a contractor, it is recommended that you find one who has extensive experience in building tennis courts. This type of expertise will ensure that the project is completed properly, within budget and on schedule.

Budgeting for Success: Cost Factors in Tennis Court Construction

Once a contractor has been selected, a thorough inspection of the construction process should be conducted to verify that the facility was constructed to meet the construction guidelines (smoothness, planarity and optimal density). In addition, it is recommended that an independent testing firm be hired to confirm the materials used and, if applicable, to perform the appropriate lab tests on the concrete to determine the quality of the material.

After the construction is complete, additional amenities like fencing, bleachers, and lighting can be added to enhance the facility. Additionally, a canopy or an air dome can be helpful in northern climates to protect the players from the elements and extend the playing season.